Sukanya Samriddhi Yojana (SSY) is a central government saving scheme targeting the parents having girl child. This scheme provides a better financial benefit to the parents for bearing the expenses of girl child. Sukanya samriddhi account helps to save a good fund for future education and marriage expenses of girl child. This scheme provides a better interest rate of 8.1%. Sukanya samriddhi yojana calculator helps to calculate the amount that you receive as per your invested amount and tenure.
The Sukanya samriddhi account scheme was launched by our Prime Minister Narendra modi on january 2015. This scheme is based basically on ‘ Beti Bachao , Beti Padhao ‘ movement. Sukanya samriddhi account can be opened in any of the authorized bank or Government post offices. The parents or guardians can able to open the account in the name of their girl child.
The sukanya samriddhi account can be opened at any time before the girl child attains the age of 10 years. The legal parents of the girl child are able to open the account. One account per female child is allowed. Maximum of two accounts per each child in a family can be opened. If the parents have twins or triplets then multiple account options are allowed. This account can easily be transferred to any part of India with proper documents.
To open the Sukanya samriddhi account one must satisfy all the conditions given below ;
After satisfying all above criteria, the parents are eligible to open account in the name of their child. The parents can use Sukanya samriddhi Calculator to calculate the amount that they want to invest. To calculate the maturity amount you have to enter the age of your child and the amount that you want to invest. A minimum invest amount is Rs. 1,000 and the maximum amount is Rs. 1.5 lakhs in same financial year. However the minimum amount is now reduced to Rs 250 per one year.
To calculate the maturity amount enter the approximate value that you want to receive at the time of maturity. This calculator will show you the amount you have to invest for that maturity value. Sukanya scheme matures after completion of 21 years from the date of opening of account.
The depositor have to deposit every year till the completion of 15 years from the date of opening account. Same amount should be deposited every year . That calculator calculates the maturity amount assuming that you are depositing the same amount every year. Calculate from here online
In between the 15 years and 21 years the parent don’t have to deposit any amount. But the amount of interest will be deposited on the earlier amount. This calculator also includes that interest amount.
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